IRA Gifts | Giving | Avon Old Farms | Boys Boarding High School in CT

Make a Qualified Charitable Distribution from Your IRA

A qualified charitable distribution from an IRA is a good way for IRA owners age 70½ and over to support our work. It’s easy to do.

• Instruct your IRA custodian to make a distribution directly to our organization
• Although there is no tax deduction, the distribution is excluded from your income for federal tax purposes—no tax is due!
• Up to $111,000 of your gift (annual aggregate limit for 2026) qualifies for this favorable tax treatment
• Your gift makes an immediate impact
• A qualified charitable distribution from an IRA counts toward a donor's required minimum distribution (RMD) if one is due

Consider the Life Income Option

IRA owners age 70½ or older may also choose to make a one-time, tax-free IRA distribution of up to $55,000 (in 2026) to create a new charitable gift annuity (CGA) or a charitable remainder trust (CRT). The distribution counts toward your RMD if one is due. This is an option worth considering if you want to make a gift from your IRA and establish a new income stream.

Note that spouses may contribute up to $55,000 each (in 2026) from their individual IRAs to create a single CRT or a joint-life CGA. Payments may only go to you and/or your spouse.

Please contact us to learn more about planning and completing a qualified charitable distribution, or click here to calculate your required minimum distribution.

Questions? Please contact: